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You need more than a loan, you need a quick solution. You Need Cash Bull! Fast cash, No hassle and Peace of Mind? You deserve a lender that works just as hard as you do.
Compare Your Payday Loan Options in Alberta & know who to trust
| Service Packages | CashBull | Licensed Lenders | Unlicensed Lender | Broker |
|---|---|---|---|---|
| Cost of Borrowing Fee (per $100 borrowed) | $12 | $14 | $No limit | $No limit |
| Non Sufficient Fund (NSF) Fee* | $20 | $20 | $30-48+* | $35+* |
| Interest On Overdue Loans | ||||
| Application Process-Less Than 5 Minutes | ||||
| Same Day Funding | Some, not all | |||
| Live Customer Support | ||||
| Payday Lending In Most Provinces | ||||
| No Document/ID Uploads |
*NSF Fee: Licensed lenders, under Government regulation, can only charge 1 NSF Fee per agreement at the Maximum cost of $20. If you have 2 or 3 NSF events, you will only be charged $20
Unlicensed lenders & Brokers may charge $30-48 or more per NSF event. If you have 5 NSF events, you will be charged $150+ extra or more
If you have used or are considering using an unlicensed lender or loan broker in Alberta, it’s important to proceed with caution. Unlicensed operators are not permitted to offer payday loans in the province and may charge illegal fees, misuse personal information, or engage in unlawful collection practices. If you believe a lender or broker is unlicensed, stop sharing personal or banking information, document all interactions, and contact Service Alberta for guidance. To protect yourself, always choose a lender that is properly licensed in Alberta and provides clear, regulated loan disclosures.
Basic Website Steps to Follow when deciding which lender to choose
1) Check for a Government License Number & APR information
Every licensed lender needs to show their licensed number and APR information on their page. This info. will typically be show at the bottom of a website
2) Ensure a lender presents their Government License Certificate during the loan application process
As part of government regulation, a company must show the customer, a copy of their government license. This is typically show to the customer during the application stage
Additional: Government Website License check
Click me & check if a business is licensed (Service Alberta)
Select License Type: Payday Loan to find a Payday Lender
No Uploads
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While Others Make You Wait more than a day
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