Do you need Cash Today?!
Get $300-$1,500*
You’re at Cash Bull because you need short-term funds to manage an unexpected expense. A car repair, an urgent bill, or another financial obligation.
We use a simple and quick process so that funds reach your bank account asap. No long waits, no hassle!
Complete a quick online application (about 3 minutes)
Receive an instant pre-approval decision
Review and electronically sign your loan agreement on your device
Once approved and completed, funds are issued as quickly as possible
In many cases, approved funds are deposited within minutes to an hour.
Please note: evenings and weekends are peak service times, and processing may take slightly longer.
Made by Canadians, For Canadians!
BIG NEWS FROM CASH BULL
NEW SERVICE LAUNCHING SOON - EARNED WAGE ACCESS
Access your Earned Wages before Payday:
Member Waitlist
Get early access to up to 25% of your wages — fast, simple, and secure.
PREMIUM Member Benefits
-
✔ Same day funding
✔ Options to repay over 2-3 pay periods (AB Only)
✔ Simple flat fee of $8 per service
✔ Build positive credit with on-time payments
✔ Membership is only $10 per month
($0 cancellation fee anytime when out of an agreement)
Non-members Benefits
-
✔ 24-72 hr funding
✔ Repay your wage amount in full on your next pay date
✔ Simple flat fee of $8 per service
✔ $0 additional fees
Limited early access spots available. Responsible borrowing encouraged.
Sign up for early access
We’ll email you once the service is ready
Apply for EWA!
Your membership will only start when you are approved for your 1st service
Canada’s Lowest Cost Payday Loans.
No added, extra or other fees!
Borrowing Fee
$12
NSF
$20
Default Interest
2.5%
We listen & We deliver!
Real reviews, Real Albertan's.
AB Government-licensed. Fast, secure, and fully transparent. Trusted by Albertans for same day funding
Why Trust Cash Bull?
Canada’s Lowest Cost Payday Loans A Simpler, Smarter & Safer way to borrow
00/10
Loans Approved
00M+
Paid to Customers
00%
Customer Re-Loan
00/7
Apply Anytime
Government Licensed
Compliant with provincial regulations and Consumer Protection Acts Reliable & Ethical We help you solve short-term financial needs without trapping you in debt
Read MoreFast & Simple
Hassle-free cash when you need it. No hidden charges, no hidden costs People-First Trusted by thousands of repeat borrowers
Read More100% Fee Transparency
Lowest cost at the highest value, you keep more money in your pocket Secure & Honest No surprises, just clear terms and top-tier security to protect your information
Read MorePayment Calculator
Estimate your loan schedule.
Transparent pricing & no hidden fees
Get the cash you need with confidence & keep more money!
Payday Calculator
$300Loan Summary
Principal Loan Amount:
$300
Total Fees:
$36
Total Repayment:
$336
Please note: These are estimated payment amounts and schedules. They may differ depending on the application information submitted and underwriting decision.
Cash Bull is A Direct & Government Licensed Lender
Serving customers across the province with honesty At Cash Bull, we meet Alberta’s strict lending standards. We offer transparent, low-cost payday loans at a better rate than everyone else. Keep more of your money where it belongs, and it’s in in your own pocket! Live Support That Listens: Real people. Real help. 7 days a week.
"Finally, an honest lender! I received my money on the same day I applied. Cash Bull sent me reminders about payments 3 days before a payment was due. No hidden charges, no problems. So easy!"
Fely
EdmontonHow It Works
Apply in minutes, get approved fast, and receive your cash without the runaround.
Apply Online, Anytime 24/7
Complete our simple & secure, 3 minute application form. Only basic information is needed!
Get Approved
No long waits. Receive a decision with transparent terms and no hidden fees. Our team is on hand to answer any questions before signing any agreements and help you fully understand your loan.
Fast Funding via EFT
Your payday loan will be sent directly into your bank account — often the same day or by the next business day via secure Electronic Funds Transfer (EFT)
Other fees (Terms & Conditions apply): $0 cancellation fee, $0 early repayment fee, $0 service or support fees Applications approved or declined will not affect your credit score
Our Commitment
Transparent Pricing
Every fee is displayed clearly before you agree to anything. No fine print surprises
Regulatory Compliance
Government Licensed, following strict Consumer Protection Acts
Customer First
Your financial well-being matters. We provide resources and flexible repayment options so that your repayments are on your paydays
Compare Us
Not all payday lenders are the same. Cash Bull offers the lowest costs in the industry, so you keep more of your money. Skip the high fees, borrow smarter with Cash Bull.
| Service Packages | CashBull | Other Lender 1 | Other Lender 2 | Other Lender 3 |
|---|---|---|---|---|
| Cost of Borrowing Fee (per $100 borrowed) | $12 | $14 | $14 | $14 |
| Non Sufficient Fund Fee | $15 | $20 | $20 | $20 |
| Interest On Overdue Loans | ||||
| Application Process-Less Than 5 Minutes | ||||
| Same Day Funding | ||||
| Live Customer Support | ||||
| Payday Lending In Most Provinces | ||||
| No Document/ID Uploads |
This is my second time using Cash Bull, and I came back because they were fast, fair, had the lowest costs and were super easy to deal with. The application was quick and I had the money the same day. It really helped me out when I needed it most. I wouldn’t go anywhere else.
Lalaine
Calgary, ABHonestly, I didn’t think getting a loan could be this smooth. I used Cash Bull to get my first payday loan ever, especially after seeing that they are government licensed. They answered questions quickly and the money hits fast. Super helpful when you're between paychecks.
Angelo
Grande Prairie, ABI really appreciate the way Cash Bull treats their customers. They were respectful, clear about everything, and the support I received made a big difference during a tough time. It's good to know there’s a trustworthy lender out there when you need one.
Alice
Red Deer, ABI should have used Cash Bull first. What a game changer, so much weight off my shoulders. Simple and stress-free
Edwardo
Chestermere, ABFinally, an honest lender! I received my money on the same day I applied. Cash Bull sent me reminders about payments 3 days before a payment was due. No hidden charges, no problems. So easy!
Fely
Edmonton, ABOur Blog
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